At Kama'aina Mortgage Group Inc. [KMG Hawaii], we take your loan application to another level. It is our priority to use our extensive knowledge, experience, and resources to provide the best loan option for you.
This is your first step as a home buyer to take before shopping for your new home. The pre-qualification process is simple enough to do over the phone. If you are not completely ready to buy a home yet, but would like to have a game plan for the near future, then getting pre-qualified is the perfect option for you.
The process is easy: give Hayden or Philip an idea of how much you would like to borrow, and answer a few questions about your income, debt, and assets. Pulling your credit score is not necessary, although it is recommended for a more accurate quote.
Before you decide where you want to head, first find out where you are now.
Our “KMG Hawaii Ohana Agreement” makes us different from other mortgage companies. It is an agreement we have successfully implemented, in which Hayden and Philip and their team are committed to the following:
Listen to what you want to achieve with your loan and financial vision
Get your loan approved quickly
Calculate your borrowing capacity
Review your source of income, debt, and down payment
Determine what monthly payments would be comfortable for you
Check your credit and advise you on how to improve it
Be your partner in getting your dream-home loan approved or refinanced
Answer any of your loan questions
Consistently communicate clearly and timely with you via phone, in person at our office, and/or through email
Company NMLS 1276471
7 Waterfront Plaza
500 Ala Moana Blvd., Suite 7400, 427A
Honolulu, HI 96813
T: 808-426-7661
10620 Treena St., SUITE 230
San Diego, CA 92131